Greenhouse ·
full-timeSoftware Engineer, Early Career (NYC)
Affirm · New York, New York, United States
Affirm operates as a fintech company that provides transparent buy‑now‑pay‑later services, aiming to make credit honest and free of hidden fees. The Software Engineer, Early Career role is designed for recent graduates with a computer science or related background who will join a hybrid program based in New York City (or San Francisco) and work three days a week in‑office with the option to remain remote or hybrid after the first year. Day‑to‑day tasks involve contributing to team projects by writing clear, well‑tested, and extensible code, navigating a large codebase, debugging, and participating in code reviews. Engineers are expected to balance speed and quality, communicate risks and trade‑offs to stakeholders, and engage in team‑wide growth activities. The position suits candidates who can translate business scenarios into multi‑component solutions, take ownership of their learning, seek feedback actively, and demonstrate strong verbal and written communication skills. A bachelor’s degree in a relevant field or equivalent practical experience is required, and the role offers Affirm’s standard benefits such as full health‑coverage premiums, monthly tech and wellness stipends, flexible time off, and an employee stock purchase plan.
At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most. Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We’re excited to welcome a new cohort of graduates with a computer science or related major who are ready to leverage their skills to drive real-world impact and shape the future of finance! In our hybrid early career program, you’ll be paired with a tenured Affirmer and have an opportunity to collaborate in-person 3 days a week out of our New York City, or San Francisco offices. You'll experience the best of both worlds: the in-office experience and remote work. After the one-year, you can remain hybrid, go remote, or stay in an office. Opportunities are available across different tech stacks and teams so that you can find a perfect fit to launch your career with Affirm! What You'll Do With the support of your team, you will work on tasks that contribute to the team's projects and goals. You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work. You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime. You will contribute to a sense of community on your team by engaging in growth and development activities. What We Look For You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. You have strong verbal and written communication skills that support effective collaboration with our global engineering team. This position requires either equivalent practical experience or a Bachelor’s degree in a related field. USA Pacific base pay range (NY): $ 130,000 - 180,000 Remote-first with flexibility built in Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience. Benefits designed for you Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights: Health coverage at no cost: We cover 100% of premiums for employees and their dependents. Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you. Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to. Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount. We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help. For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.
| Role | Software Engineer, Early Career (NYC) |
|---|---|
| Company | Affirm |
| Location | New York, New York, United States |
| Type | full-time |
| Compensation | Not disclosed |
| Posted | 2026-10-06 |
| Deadline | Rolling |
Typical process for this type of role
A general guide — the exact steps for this specific listing may vary; check the original posting for details.
- 1ApplicationSubmit your resume through the apply link.
- 2ScreeningRecruiter reviews your background against the role.
- 3AssessmentA technical test, assignment, or coding round, depending on the role.
- 4Interview(s)One or more rounds with the hiring team.
- 5OfferOffer letter with compensation and start date.
Before you apply
0/4Software Engineer, Early Career (NYC) at Affirm: frequently asked questions
- What is the salary for this role?
- Affirm has not stated compensation in the listing. Check the original posting or ask during the application process.
- Is the Software Engineer, Early Career (NYC) position remote, hybrid or onsite?
- The listing gives New York, New York, United States as the location and does not state a work mode.
- What is the application deadline?
- Affirm has not listed a fixed deadline, so apply early in case the opening is filled.
- How do I apply for the Software Engineer, Early Career (NYC) role?
- Use the Apply button on this page. It opens the original listing on job-boards.greenhouse.io, where you submit your application with the company.
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