Greenhouse ·
full-timeAnalytics Lead, Full Stack (collections & Recoveries)
Affirm · Remote Canada
Affirm operates in the financial technology sector, providing transparent payment solutions that allow consumers to pay for purchases over time. As an Analytics Lead for Collections & Recoveries, you will oversee the full post-delinquency lifecycle for the Canadian market. This role involves developing and executing strategies for digital and outbound collections, managing third-party recovery agency placements, and monitoring post-charge-off performance. You will be responsible for setting the collections roadmap, designing A/B experiments to test new initiatives, and quantifying their impact on recovery rates and cost-to-collect metrics. A significant portion of this position requires close collaboration with legal and compliance teams to ensure all collection practices strictly adhere to Canadian federal and provincial consumer protection and privacy regulations. This role is well-suited for an experienced professional with a strong background in credit risk or collections strategy who possesses technical proficiency in SQL or Python. The ideal candidate will have the ability to translate complex credit performance data into actionable business strategies while navigating the unique regulatory environment of the Canadian financial landscape.
Education
- Level: Bachelor's degree
Key Skills
Experience required
5-7 years experienceAbout the Role The Collections & Recoveries Analyst will own and drive the collections and recoveries strategy for Affirm Canada, covering the full post‑delinquency lifecycle from digital and outbound collections to third‑party agency placement and post‑charge‑off recoveries. Responsibilities Own the digital and calling collections mix, including communication cadence, sequencing, day‑of‑week and channel optimisation, and outbound calling strategy. Design and execute experiments to prove what drives repayment. Develop and own the recoveries strategy, tracking recovery rates, cost‑to‑collect, placement mix, liquidation curves and vendor scorecards. Set and iterate the Canadian collections and recoveries roadmap across delinquency, roll rates, agency performance and charge‑off outcomes. Identify, size and drive initiatives to improve collections and recoveries performance, from hypothesis through launch to measured impact. Partner with Product, Legal and Compliance to ensure all treatments comply with Canadian federal and provincial regulations. Collaborate with collections and recoveries teams in other geographies to leverage cross‑market insights. Requirements 5‑7+ years of experience in credit risk, collections or recoveries strategy analytics in consumer lending. Proven ability to design or optimise collections/recoveries strategies using data and analytics. Very strong analytical background with proficiency in SQL, Python or other scripting languages. Experience interpreting credit and collections performance data and translating it into actionable insights. Knowledge of collections, recoveries and delinquency management practices, especially within the Canadian regulatory environment.
Skills for this role
| Role | Analytics Lead, Full Stack (collections & Recoveries) |
|---|---|
| Company | Affirm |
| Location | Remote Canada |
| Compensation | Not disclosed |
| Posted | 2026-09-16 |
| Deadline | Rolling |
Typical process for this type of role
A general guide — the exact steps for this specific listing may vary; check the original posting for details.
- 1ApplicationSubmit your resume through the apply link.
- 2ScreeningRecruiter reviews your background against the role.
- 3AssessmentA technical test, assignment, or coding round, depending on the role.
- 4Interview(s)One or more rounds with the hiring team.
- 5OfferOffer letter with compensation and start date.
Before you apply
0/4Analytics Lead, Full Stack (collections & Recoveries) at Affirm: frequently asked questions
- Who can apply for the Analytics Lead, Full Stack (collections & Recoveries) role at Affirm?
- The listing asks for Bachelor's degree; 5-7 years of experience.
- What skills does the Analytics Lead, Full Stack (collections & Recoveries) role require?
- The listing highlights SQL, Python, Data Analytics, A/B Testing. Show each of these in a project or past role on your resume.
- What is the salary for this role?
- Affirm has not stated compensation in the listing. Check the original posting or ask during the application process.
- Is the Analytics Lead, Full Stack (collections & Recoveries) position remote, hybrid or onsite?
- The listing marks this role as remote, with Remote Canada as the location.
- What is the application deadline?
- Affirm has not listed a fixed deadline, so apply early in case the opening is filled.
- How do I apply for the Analytics Lead, Full Stack (collections & Recoveries) role?
- Use the Apply button on this page. It opens the original listing on job-boards.greenhouse.io, where you submit your application with the company.
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