Greenhouse ·
full-timeStaff Software Engineer, Retirement Financial Platform
Gusto · Austin, TX - Remote; Burlingame, CA - Hybrid; Chicago, IL - Remote; Denver, CO - Hybrid; Los Angeles, CA - Remote; Miami, FL - Remote; New York, NY - Hybrid; San Francisco, CA - Hybrid; Seattle, WA - Remote
Gusto provides payroll, benefits, and HR software that helps small businesses manage employee compensation and compliance. The Staff Software Engineer on the Retirement Financial Platform team will focus on the backend systems that move money and assets through Gusto's retirement offerings. Day-to-day work includes designing and implementing services and APIs for payments, settlements, reconciliation, and corrections involving real customer funds, building integrations for payroll, KYB/KYC, 401(k) loans, billing, and IRA products, and partnering with product, compliance, and operations to turn financial requirements into reliable software. The role also involves debugging production issues, improving observability and operational tooling, mentoring other engineers, and collaborating across teams to ensure end-to-end ownership of critical financial workflows. Ideal candidates have eight or more years of software engineering experience, strong background in services, APIs, and data-heavy workflows, familiarity with financial or payments systems, comfort owning systems from development through production support, and proficiency with a backend framework such as Ruby on Rails. Experience using AI tools to accelerate development is a plus.
Education
- Level: Bachelor's degree
Key Skills
Notes
['Travel to office required for onboarding']
Experience required
8-8 years experienceAbout the Role You’ll be a key engineer focused on building and owning the systems that move money and assets through Gusto Retirement, owning backend services and APIs end‑to‑end, shipping production code, and handling real financial edge cases. Responsibilities Design, build, and ship services and APIs for money movement and financial integrations. Work on payments, settlements, reconciliation, and corrections involving real customer funds. Build and support critical workflows such as payroll integration, KYB/KYC, 401k loans, billing, invoicing, and IRA. Partner with product, compliance, and operations to scope work and deliver production‑ready solutions. Debug production issues, improve reliability, observability, and operational tooling. Mentor other engineers and write clear, reliable, well‑tested code. Requirements 8+ years of software engineering experience building and shipping production products or platforms. Strong experience with services, APIs, and data‑heavy workflows. Experience with financial systems, payments, or high‑correctness domains (or ability to ramp quickly). Experience with Ruby on Rails or comparable backend framework. Ability to own systems end‑to‑end, including production support. Strong communication and collaboration skills. Bonus: Experience leveraging AI tools or frameworks to accelerate development.
Skills for this role
Required skills
Also mentioned in the listing
| Role | Staff Software Engineer, Retirement Financial Platform |
|---|---|
| Company | Gusto |
| Location | Austin, TX - Remote; Burlingame, CA - Hybrid; Chicago, IL - Remote; Denver, CO - Hybrid; Los Angeles, CA - Remote; Miami, FL - Remote; New York, NY - Hybrid; San Francisco, CA - Hybrid; Seattle, WA - Remote |
| Type | full-time |
| Compensation | Not disclosed |
| Posted | 2026-10-12 |
| Deadline | Rolling |
Typical process for this type of role
A general guide — the exact steps for this specific listing may vary; check the original posting for details.
- 1ApplicationSubmit your resume through the apply link.
- 2ScreeningRecruiter reviews your background against the role.
- 3AssessmentA technical test, assignment, or coding round, depending on the role.
- 4Interview(s)One or more rounds with the hiring team.
- 5OfferOffer letter with compensation and start date.
Before you apply
0/4Staff Software Engineer, Retirement Financial Platform at Gusto: frequently asked questions
- Who can apply for the Staff Software Engineer, Retirement Financial Platform role at Gusto?
- The listing asks for Bachelor's degree; 8-8 years of experience.
- What skills does the Staff Software Engineer, Retirement Financial Platform role require?
- The listing highlights Ruby on Rails, APIs, Payments, Financial Systems, AI tools. Show each of these in a project or past role on your resume.
- What is the salary for this role?
- Gusto has not stated compensation in the listing. Check the original posting or ask during the application process.
- Is the Staff Software Engineer, Retirement Financial Platform position remote, hybrid or onsite?
- The listing marks this role as remote, with Austin, TX - Remote; Burlingame, CA - Hybrid; Chicago, IL - Remote; Denver, CO - Hybrid; Los Angeles, CA - Remote; Miami, FL - Remote; New York, NY - Hybrid; San Francisco, CA - Hybrid; Seattle, WA - Remote as the location.
- What is the application deadline?
- Gusto has not listed a fixed deadline, so apply early in case the opening is filled.
- How do I apply for the Staff Software Engineer, Retirement Financial Platform role?
- Use the Apply button on this page. It opens the original listing on job-boards.greenhouse.io, where you submit your application with the company.
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