InternFlow

Greenhouse ·

full-time

Counsel II, Capital Markets

Affirm · Remote US

Affirm operates as a financial technology company that offers consumers a transparent way to pay for purchases over time without hidden fees or interest surprises. Its Legal, Compliance, and Public Affairs team supports the business by providing guidance on financing, regulatory matters and product development. The Counsel II, Capital Markets position sits within the Corporate Affairs function and works closely with the capital markets and bank partnerships teams. Day‑to‑day responsibilities include helping to expand Affirm’s network of capital sources, assisting with domestic and international financing initiatives, and guiding each transaction from strategy through execution. The role involves drafting, reviewing and negotiating a variety of deal documents such as credit and security agreements, loan sale agreements, indentures, officer certificates and side letters, while applying knowledge of lending and securities laws. The lawyer also communicates legal advice clearly, supports special projects and collaborates with internal stakeholders and external partners. The ideal candidate is a US‑qualified attorney with five or more years of law‑firm experience, preferably supplemented by in‑house work at a high‑growth fintech, a JD from a respected law school, and substantive background in structured debt, asset‑based lending, warehouse facilities, loan sales and securitizations. Strong organizational, interpersonal and problem‑solving skills, attention to detail and a proactive attitude are essential.

counsel iicapital marketsstructured debtsecuritizationloan agreementsfintech legalbanking partnershipsregulatory compliance

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most. About the Legal, Compliance, and Public Affairs team The Legal, Compliance, and Public Affairs team is a group of dedicated professionals committed to helping Affirm scale, innovate, and provide outstanding products for consumers, merchants, and key partners. We combine legal, compliance, and policy expertise to guide growth, shape products, and build trust across our ecosystem. Our work spans multiple professional disciplines and provides the foundation for Affirm’s mission to deliver honest financial products. About the role Our legal team is looking to add a Counsel II, Capital Markets to our growing Corporate Affairs function. This lawyer will help support broad-based efforts to build a diversified capitalization strategy. One should have a robust understanding of financing and corporate transactions, along with a desire to learn and grow in a legal role focused on capital markets and finance. In addition, this lawyer should have outstanding organizational and interpersonal skills, be capable of prioritizing responsibilities, and have the desire to work with internal and external customers. This attorney will report to the Director, Capital Markets Counsel and work closely with Affirm’s capital markets and bank partnerships business teams. What you’ll do Support the capital markets team in building out the company’s network of capital sources and strategies, including capital markets international expansion Support the bank partnerships team in building out the company's network of originating and card issuing partner banks Guide each financing transaction or initiative from a legal perspective, from strategy discussions to deal execution Draft, review and negotiate all US and international capital markets deal documents, including credit and security agreements, loan sale agreements, indentures, officer certificates, board and shareholder resolutions, and side letters Demonstrate knowledge and understanding of lending and securities laws and regulations relating to capital markets transactions Communicate legal advice in a clear, concise, and timely manner Provide assistance with respect to other special projects What we look for 5+ years of relevant law-firm experience, and we'd prefer some additional in-house experience (particularly if it's from a high-growth fintech start-up) JD degree from a well-regarded law school and membership (in good standing) in a US state bar Previous legal experience in structured and/or debt finance--term, revolving, and asset-based lending; warehouse and asset-backed financing; loan sales; securitizations; and creative forms of funding Outstanding integrity and work ethic Excellent business judgment and interpersonal skills, to facilitate negotiations with external and internal customers Strong interpersonal and problem-solving skills, meticulous attention to detail, maturity, an eye for business, proactivity, and an excellent attitude Proven experience as a key contributing member of a high performing team Self-motivation and a willingness to take ownership of projects Natural self-starter, with the ability to work efficiently (both solo and as part of a team) Pay Grade - M Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000 USA base pay range (all other U.S. states) per year: $164,000 - $224,000 Please note that visa sponsorship is not available for this position. #LI-Remote Remote-first with flexibility built in Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience. Benefits designed for you Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights: Health coverage at no cost: We cover 100% of premiums for employees and their dependents. Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you. Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to. Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock

RoleCounsel II, Capital Markets
CompanyAffirm
LocationRemote US
CompensationNot disclosed
Posted2026-09-11
DeadlineRolling

Typical process for this type of role

A general guide — the exact steps for this specific listing may vary; check the original posting for details.

  1. 1ApplicationSubmit your resume through the apply link.
  2. 2ScreeningRecruiter reviews your background against the role.
  3. 3AssessmentA technical test, assignment, or coding round, depending on the role.
  4. 4Interview(s)One or more rounds with the hiring team.
  5. 5OfferOffer letter with compensation and start date.

Before you apply

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Counsel II, Capital Markets at Affirm: frequently asked questions

What is the salary for this role?
Affirm has not stated compensation in the listing. Check the original posting or ask during the application process.
Is the Counsel II, Capital Markets position remote, hybrid or onsite?
The listing marks this role as remote, with Remote US as the location.
What is the application deadline?
Affirm has not listed a fixed deadline, so apply early in case the opening is filled.
How do I apply for the Counsel II, Capital Markets role?
Use the Apply button on this page. It opens the original listing on job-boards.greenhouse.io, where you submit your application with the company.

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