InternFlow

Greenhouse ·

full-time

Staff Software Engineer, Backend (fraud Decisioning)

Affirm · Remote Canada

Affirm provides a buy‑now‑pay‑later service that lets consumers split purchases into predictable payments with no hidden fees. The Staff Software Engineer, Backend role on the Fraud Decisioning team focuses on building and maintaining the tools and systems that power Affirm’s fraud‑fighting capabilities. Day‑to‑day work includes leading cross‑functional initiatives from definition through delivery, creating clear and debuggable designs, writing high‑quality code, reviewing peers’ contributions, and mentoring engineers to help them grow. The role also involves collaborating with product, machine learning, analytics, and business teams to adopt and monitor fraud‑decision systems, using data‑driven insights to improve performance, and shaping the interview process by developing technical content and evaluating candidates. Ideal candidates have six to ten plus years of software engineering experience, a track record of architecting and launching complex systems, strong leadership and mentoring abilities, and the skill to synthesize business, product, and technical requirements into solid system designs. Experience working with distributed teams and a passion for improving fraud protection through technology are key.

staff software engineerbackend developmentfraud detection systemssystem architecturecross‑functional collaborationtechnical mentorshipdata‑driven decision makinginterview process designremote work canadaleadership engineering

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most. We are looking for a Staff Engineer to lead projects and initiatives on the Fraud Decisioning team. You’ll be responsible for building tools and systems that empower Affirm fraud fighting capabilities, work with cross-functional teams to adopt and monitor those and use analytics and data driven decisions to further improve the performance and quality of fraud deciders. Our mission is to drive growth while protecting Affirm, buyers, and merchants. We achieve this by leveraging data to evaluate risk at critical points in the user journey, adapting to the ever-changing fraud landscape, and by introducing new fraud-fighting capabilities.. What You’ll Do Work across the org to plan and execute large, cross-functional initiatives, including: project definition, technical specification, task break-down, delivery, monitoring, and maintenance. Generate simple and elegant designs that are easily deployed and debugged, but anticipate the unhappy path. Write high-quality code that can be easily understood and leveraged by others. Review others’ work and provide constructive feedback in order to maintain high and consistent quality standards across teams. Lead and mentor engineers to help them succeed and grow. Provide the right context to engineers and train them to take ownership of their respective pieces of the initiative. Effectively incorporate needs and opinions from stakeholders, advocate for ideas and initiatives, and create a common understanding where all voices are heard. Conduct technical and soft skill evaluations to inform and influence the hiring decisions. Develop and review the technical content and requirements of the interview process. What We Look For 6-10+ years of experience as a software engineer with leadership responsibilities and experience mentoring junior engineers. Prior experience architecting, building, launching, coding and maintaining complex systems. Passion for working with cross-functional teams including Product, ML,Analytics and Business teams. A technical leader and team builder who can mentor the team in software development best practices. Expert at synthesizing complex business, product, and technical requirements to consistently produce high quality system designs and software. A system architect who can see the big picture and envision how business and product requirements can be broken up into system modules or components. This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Base Pay Grade - P Equity Grade - Canada 7 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) CAN base pay range per year: $181,000 - $241,000 Location - Remote Canada This remote role is open only to candidates residing in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island, or Saskatchewan. #LI-Remote Remote-first with flexibility built in Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience. Benefits designed for you Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights: Health coverage at no cost: We cover 100% of premiums for employees and their dependents. Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you. Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to. Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount. We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help. For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.

RoleStaff Software Engineer, Backend (fraud Decisioning)
CompanyAffirm
LocationRemote Canada
Typefull-time
CompensationNot disclosed
Posted2026-10-09
DeadlineRolling

Typical process for this type of role

A general guide — the exact steps for this specific listing may vary; check the original posting for details.

  1. 1ApplicationSubmit your resume through the apply link.
  2. 2ScreeningRecruiter reviews your background against the role.
  3. 3AssessmentA technical test, assignment, or coding round, depending on the role.
  4. 4Interview(s)One or more rounds with the hiring team.
  5. 5OfferOffer letter with compensation and start date.

Before you apply

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Staff Software Engineer, Backend (fraud Decisioning) at Affirm: frequently asked questions

What is the salary for this role?
Affirm has not stated compensation in the listing. Check the original posting or ask during the application process.
Is the Staff Software Engineer, Backend (fraud Decisioning) position remote, hybrid or onsite?
The listing marks this role as remote, with Remote Canada as the location.
What is the application deadline?
Affirm has not listed a fixed deadline, so apply early in case the opening is filled.
How do I apply for the Staff Software Engineer, Backend (fraud Decisioning) role?
Use the Apply button on this page. It opens the original listing on job-boards.greenhouse.io, where you submit your application with the company.

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